Financial Planning

Our team takes the time to understand your needs, goals and values. We then develop your personalized financial plan to help you protect and preserve what’s most important to you.

 

Strategic & Tactical Asset Allocation

Our first step is to understand your investment objectives and priorities. We then construct a portfolio with what we view to be the appropriate mix of equities, fixed income securities and alternative investments. Specialists will align your asset allocation with your goals, monitor your portfolio and advise you on any required future adjusting.

 

Risk Management & Insurance Strategies

No financial plan is complete without a full review of your existing insurance and overall risk management strategy. If you need life, disability income, long-term care, property and casualty, liability or even a more complex solution, we will identify the approach we believe to be most appropriate for you and your family.

 

Estate, Gift & Trust Planning

Estate, gift and trust planning is more than wealth transfer upon death. Our estate planning process integrates your goals and values for a tax efficient disposition of your assets during life and beyond.

 

Cash Flow & Retirement Planning

Understanding the balance between your financial commitments and your cash flow requirements will help us evaluate scenarios most suited for maintaining your lifestyle before and after retirement.

 

Education Planning

A college education is one of the most valuable gifts you can give a child, but it can also be one of the most expensive. Our advisors can develop a tax-efficient funding strategy to help you achieve that goal.

 

Philanthropic Planning

Creating a plan for charitable giving can be a complex, but rewarding, process. We’ll help you identify your specific goals for giving, and align your passion with a tailored, tax-efficient action plan.